Their view: Credit regulations will help consumers and companies
August brought the phase-in of the last new credit card regulations under the Credit Card Accountability, Responsibility and Disclosure Act, also known as the Credit CARD Act, which was passed by Congress and signed by President Barack Obama more than a year ago.
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Consumers cut back on credit cards again in June
WASHINGTON — Consumer borrowing fell in June for a fifth straight month as households keep cutting back on credit card use. Borrowing dropped at an annual rate of $1.3 billion in June, the Federal Reserve reported Friday. That marked the 16th drop in overall credit in the [...]
Consumers in the driving seat
When it comes to brand marketing, social media may have put the consumer in the driver’s seat but it has not quite thrown the chief marketing officer (CMO) out of the vehicle. Instead, the CMO’s new role in brand discussion could best be described as the navigator.
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